RBI puts 1-month moratorium on Lakshmi Vilas Bank. Cash withdrawal limit of Rs 25,000, to be merged with DBS Bank This is 3rd Bank to be put inder moratorium by RBI in 2020 after PMC Bank and Yes Bank. RBI proposes a full merger with DBS Bank India. Shareholders wiped out (Shares go to 0) All depositors will be paid in full, after the moratorium. All FDs will be reset to DBS rates after the merger.