See whether your life cover and medical cover have a real shortfall.
This tool compares your income, expenses, liabilities, family profile and current policies to estimate whether protection gaps are likely sitting in life insurance, health insurance or both.
FAQ
Questions around insurance adequacy and protection gaps.
Why does the tool show both life insurance and medical insurance gaps?
Because family protection is not only about replacing income. Life cover and health cover solve different risks and both matter in financial planning.
Why is employer medical cover not counted fully?
Employer cover can be useful, but it may end when employment changes, so the tool gives it only partial weight in the planning estimate.
Does this replace policy advice?
No. It is a planning tool that helps you identify protection gaps before choosing or reviewing specific insurance products.